© 2015 by Min Kim Design LLC    
Contact: Min Kim
Direct: 773-709-0501
Office: 773-482-1917
Email: MinKimDesignChicago@gmail.com
Please reload

Recent Posts

Email me if you have a specific building in Streeterville, River North, New East Side and South Loop that you want to know more about!

I will post an a...

Streeterville building tour

October 17, 2017

1/1
Please reload

Featured Posts

Do home buyers need a pre-approval letter?

October 17, 2017

When you make an offer for a house, including a pre-approval letter from a lending institution can be helpful. Especially if there are multiple offers, because it informs the seller that you are a serious and ready buyer. 

 

More importantly, while obtaining a pre-approval letter, you will be able to know how much you can actually afford for a home. Since the lender will check on your credit score, it is a good idea to improve it. The higher it is, the more you will save on interests. Typically, lenders keep the best interest rates for customers with a credit score of 740 or above.

 

How could you improve your credit score? For instance, you can pay down credit card outstanding balances. It’s suggested, in any given time, keeping less than 30 percent of outstanding credit card balance. That will improve your credit score. So if you are not in a position to pay down your balance, increase your credit limits or open a new account from a different issuer. 

Share on Facebook
Share on Twitter
Please reload

Follow Us
Please reload

Search By Tags
Please reload

Archive
  • Facebook Basic Square
  • Twitter Basic Square
  • Google+ Basic Square